Self employment tax · Texas · 2026
Texas self employment
tax calculator (2026).
Nothing is filed to Austin. Texas has no personal income tax, so a vendor's whole estimate is federal: self-employment tax plus federal income tax, end of list.
Self employment tax is 15.3% on 92.35% of net profit.
Estimate only: not tax, legal, or financial advice, and provided with no warranty of accuracy. Figures are approximations of 2026 federal + state self employment tax and exclude credits, dependents, other deductions, retirement contributions, and QBI phaseouts above $191,950 single / $383,900 married, among other factors. Verify with a licensed tax professional before relying on these numbers.
How Texas taxes you
No state income tax, period.
State brackets verified 2026-07-29 against the Tax Foundation’s 2026 tables. Federal self employment tax is 15.3% of 92.35% of net income everywhere; only the state portion changes by location.
Worked example
$80,000 net income, single filer.
Estimate only: it excludes credits, dependents, retirement contributions, and QBI phaseouts. Talk to a CPA before you send the IRS a check this size. Plan your quarterly payments →
Texas, specifically
What makes Texas different.
Texas does not merely skip a personal income tax; voters amended the state constitution in 2019 (Proposition 4) to make one far harder to create, so this is not a rule that changes quietly. The one Texas levy that names businesses is the franchise (margin) tax, and it never touches a sole proprietor; even a formal LLC owes nothing until revenue clears a threshold in the low millions.
- The estimate on this page is entirely federal: SE tax plus federal income tax, with no Texas return at any income level.
- Proposition 4 (2019) wrote the ban into the state constitution, so a future income tax would take another statewide vote.
- Franchise (margin) tax is the only Texas business tax: sole proprietors are exempt outright, and entities owe nothing below a revenue threshold in the low millions.
- No estimated payments go to Austin in any quarter; the four federal dates carry the whole calendar.
Worked example: $150,000 net income, single filer.
Same caveat as the $80,000 example: credits, dependents, retirement contributions, and QBI phaseouts move the real number. Both examples are computed from the verified 2026 brackets, not hand-written figures.
Texas tax FAQ
Common questions.
- Does Texas tax self employment income in 2026? No. Texas has no state income tax, so a self employed person owes only federal self employment tax (15.3%) and federal income tax. The estimate on this page is entirely federal: SE tax plus federal income tax, with no Texas return at any income level.
- How much should I set aside for taxes on $80,000 of net income in Texas? On $80,000 of net self employment income (single filer), the estimate is about $11,304 self employment tax, $4,957 federal income tax, and $0 Texas income tax: roughly $16,261 total, or about $4,065 per quarter (~20.33% effective). Adjust for your deductions and credits.
- Does my Texas LLC owe the franchise tax? For a solo business, effectively never. Sole proprietors are exempt outright, and entities below the no tax due revenue threshold (in the low millions of dollars a year) owe nothing. A typical freelancer has no Texas business tax at all.
- What do I send to Texas each quarter? Nothing. A state with no income tax collects no income tax estimates, so your quarterly rhythm is the four federal payments and nothing else.
Keep comparing
More state calculators.
- New York: SE tax, federal, and New York income tax with the quarterly estimate.
- California: SE tax, federal, and California income tax with the quarterly estimate.
- Florida: SE tax, federal, and Florida income tax with the quarterly estimate.
- Illinois: SE tax, federal, and Illinois income tax with the quarterly estimate.
- Georgia: SE tax, federal, and Georgia income tax with the quarterly estimate.
- South Carolina: SE tax, federal, and South Carolina income tax with the quarterly estimate.
- Kansas: SE tax, federal, and Kansas income tax with the quarterly estimate.
Book the work. Then handle the tax.
Everything is bigger, including the follow-up pile. Texas vendors skip it: quote, contract, deposit in one link, $29/month flat.